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A Captive is an insurance company that insures the risks of its parent, shareholders, or affiliated companies.

Your captive issues insurance policies, collects premiums, and pays claims. Captives manage risk.

A Captive is a formalized form of self-insurance. Over half of all premiums collected in the US are now in alternative vehicles (like Captives) rather than the traditional market.

The Captive Insurance Company solution has long been utilized by some of the largest companies in the United States. Congress has enacted tax incentives to encourage the formation of captives for the small and medium sized business market.

APCAA works to uphold and strengthen the ethical standards and practices of the property and casualty adjuster profession in the State of Alabama. The future of this profession depends on solid character, integrity, work ethic, and the desire to serve and help others. APCAA is dedicated to support and promote its members in these areas. APCAA has applied for 501 (c) 6 tax exempt status with the Internal Revenue Service.

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